Author: Hoàng Anh

Social Security

Key Factors in Survivor Benefit Calculations

Here’s a detailed explanation and example of how Social Security survivor benefits are calculated and what factors determine the benefit amount: 1. Key Factors in Survivor Benefit Calculations The deceased’s earnings history: Social Security survivor benefits are based on the earnings record of the deceased. The survivor’s age: The age […]

Social Security

How Grandchildren Can Qualify as Social Security Survivor Beneficiaries

In the United States, over 2 million grandchildren are being raised by grandparents, and some of these children may qualify for Social Security survivor benefits under specific circumstances when the grandparent(s) pass away. Here’s an overview of the eligibility and key considerations: 1. Can grandchildren receive survivor benefits? Yes, grandchildren […]

General Healthcare Health Medicare & Medicaid

Eliminating Medical Debt with Dollar For: A Lifeline for Seniors Facing Financial Struggles

Medical bills can pose an overwhelming burden, especially for seniors and individuals living on a fixed income. Unexpected health emergencies or chronic conditions can quickly escalate into unmanageable financial crises. Fortunately, organizations like Dollar For exist to alleviate this strain. Dollar For is a national nonprofit that specializes in helping […]

Medicare & Medicaid

Key Medicare Changes to Watch for in 2025

In 2025, several important changes to Medicare will take effect, significantly affecting retirees. These changes include modifications to Medicare Part D, the introduction of out-of-pocket spending caps, new rules regarding weight loss drugs, updates to Medicare Advantage, and new benefits for family caregiver services and mental health providers. Here’s a […]

Finance & Jobs

Minimum Wage by State in 2025

Alabama No state minimum wage law. Employers subject to the Fair Labor Standards Act must pay the current Federal minimum wage of $7.25 per hour. Alaska Basic Minimum Rate (per hour): $11.91 Premium Pay After Designated Hours 1 : Daily – 8, Weekly – 40 Under a voluntary flexible work hour plan approved […]