Long-term care insurance is designed to cover costs associated with long-term care services, which are typically not covered by standard health insurance, Medicare, or Medicaid. These services include assistance with routine daily activities like bathing, dressing, or getting in and out of bed, which may be necessary due to aging, […]
Author: Hoàng Anh
Reasons to Claim Early or Wait Until 70
When determining the optimal time to claim Social Security, most individuals strive to maximize their retirement income. However, despite the potential for higher benefits, the majority of individuals claim their benefits before turning 70. According to the Social Security Administration (SSA), less than 10% of the roughly 3.4 million people […]
Estate Tax vs. Inheritance Tax
Estate Tax and Inheritance Tax are often confused, but they have distinct differences. The Estate Tax is a tax on the total value of a deceased person’s estate before it is distributed to the heirs. This tax is paid by the estate itself. The Inheritance Tax, on the other hand, […]
Presidents Day: A Reflection of American Leadership, Culture, and Unity
Presidents Day is one of the most recognized federal holidays in the United States, observed on the third Monday in February. Although commonly associated with honoring the legacies of George Washington and Abraham Lincoln, this day has evolved into a broader celebration of the office of the presidency itself. With […]
18 Processed Foods That May Be Restricted or Banned in the United States
1. Sodas with High-Fructose Corn Syrup (HFCS) Why It Might Change or Disappear High-fructose corn syrup is a widely used sweetener in sodas and other sweetened beverages in the United States because it is cheaper than cane sugar. Critics argue that HFCS may contribute to obesity, type 2 diabetes, and […]
Vietnamese Spring Rolls (Gỏi Cuốn)
Vietnamese Spring Rolls, also known as Gỏi Cuốn, are fresh, healthy, and relatively easy to make. Here’s a basic recipe for you: Ingredients: Rice paper wrappers (bánh tráng) Vermicelli noodles (bún) Cooked shrimp (peeled, deveined, and halved lengthwise) Cooked pork (thinly sliced; optional) Fresh herbs (mint, cilantro, and Thai basil) […]
Saving Tips to Secure Your Financial Future
Here are some everyday saving tips to help you save money and secure your finances: Reducing Bank Charges Choose the Right Bank Account: Look for accounts with low or no monthly fees. Avoid Overdraft Fees: Keep track of your balance to avoid overdraft fees. Set up alerts if possible. Use […]
Navigating Rising Medicare Part D Drug Costs
Strategies for Seniors Amid 2025 Medicare Part D Changes In 2025, Medicare Part D enrollees are facing significant shifts in prescription drug costs, with reports indicating that prices for certain medications have nearly doubled. This surge poses a substantial financial challenge for retirees and seniors, especially those managing multiple prescriptions […]
The Evolution and Economics of Super Bowl Advertising
Since its inception in 1967, the Super Bowl has transcended its status as a mere football championship to become a cultural phenomenon, particularly in the realm of advertising. The inaugural Super Bowl featured 30-second commercials priced at approximately $37,500—a modest sum compared to today’s standards. Over the decades, these advertisements […]
Mark Twain: A Biographical Account
Mark Twain, born Samuel Langhorne Clemens on November 30, 1835, in Florida, Missouri, grew up in a small town along the Mississippi River. The river, with its bustling steamboats and vibrant characters, would later play a significant role in his literary works. Twain’s father, a lawyer and judge, died when […]