Author: Hoàng Anh

Lifestyle

Facing Life’s Anxieties

From the moment we are born, tears are inevitable— crying out as soon as we enter the world. Life’s joys don’t always come with smiles; in times of celebration and sorrow, fortune and misfortune, happiness and melancholy, we all carry within us a deep-well of human desire. General Uy Viễn […]

Lifestyle Travel

Texas in U.S. History

Texas has played a crucial role in U.S. history due to its unique position as a former independent republic, its significant contributions to the economy, and its cultural diversity. Its rich history includes periods of Spanish and Mexican rule, its independence as the Republic of Texas, and its eventual annexation […]

Finance & Jobs Lifestyle Retirement Living

Smart Strategies for Real Estate Investing as Retirement Income

Real estate investing is a popular way to generate retirement income, offering financial stability and potential appreciation over time. Whether you aim to secure passive income, build equity, or diversify your investments, real estate provides multiple avenues. Below are key strategies to get started, along with their benefits and drawbacks. […]

Finance & Jobs Social Security

Social Security Benefits in 2025 and the Savings Needed for a Comfortable Retirement

Planning for a comfortable retirement involves understanding typical expenses, expected income from Social Security, and the necessary savings to bridge any gaps. Here’s an overview based on recent data: Average Monthly Expenses for Retirees in the U.S. As of 2023, retired households in the United States spend approximately $5,000 per […]

Caregiving Health

Planning for Your Long-Term Care Ins

Long-term care insurance is designed to cover costs associated with long-term care services, which are typically not covered by standard health insurance, Medicare, or Medicaid. These services include assistance with routine daily activities like bathing, dressing, or getting in and out of bed, which may be necessary due to aging, […]

Social Security

Reasons to Claim Early or Wait Until 70

When determining the optimal time to claim Social Security, most individuals strive to maximize their retirement income. However, despite the potential for higher benefits, the majority of individuals claim their benefits before turning 70. According to the Social Security Administration (SSA), less than 10% of the roughly 3.4 million people […]