The IRS has recently announced updates to contribution limits for Individual Retirement Accounts (IRAs) and employer-sponsored retirement plans, effective for the 2024 and 2025 tax years. Here’s a comprehensive overview: IRA Contribution Limits: 2024: Individuals under 50 can contribute up to $7,000. Individuals 50 and older can contribute up to […]
Author: Hoàng Anh
Avoiding Jet Lag When Traveling Across Time Zones
Here are some practical tips to help ease jetlag when traveling across time zones, along with suggestions for items to bring, foods and drinks to consume, and actions to take upon arrival: Before and During Your Flight Adjust Your Schedule Early: Gradually shift your sleep and meal times to match […]
How Rentvesting Works
Investing in a property in a more affordable city to generate rental income, while renting a home in a pricier urban area like New York City or major Californian cities, is a strategy known as “rentvesting.” This approach allows individuals to build wealth through real estate investments without compromising their […]
A Journey to the Beyond
Today, I wandered alone through the cemetery, reminiscing about those who have gone before me: bishops, priests, monks, ancestors, grandparents, parents, uncles, aunts, friends, and siblings. Life is fleeting. One moment, someone is here; the next, they’ve become a part of history. No more chances to meet, chat, or share […]
Toni Morrison: A Literary Legacy
Toni Morrison, born Chloe Ardelia Wofford on February 18, 1931, in Lorain, Ohio, became one of America’s most influential and celebrated authors. She was raised in a working-class African American family, rich with stories of resilience, folklore, and cultural pride, which later profoundly shaped her literary voice. Morrison’s fascination with […]
Creating a Living Will
A living will is a legal document that outlines both medical and, optionally, spiritual preferences for end-of-life care. It serves as guidance for healthcare providers, family members, and spiritual advisors if a person becomes unable to communicate due to severe illness or incapacitation. It can include not only medical treatment […]
Halloween
Halloween has its origins in the ancient Celtic festival of Samhain, a pagan celebration marking the end of the harvest season and the beginning of winter. The Celts, who lived around 2,000 years ago in the regions of modern-day Ireland, the United Kingdom, and northern France, believed that the boundary […]
Protecting Your Legacy for Your Spouse and Children
Handling inheritance and estate planning can be complex, particularly when aiming to balance support for a spouse and ensuring assets benefit only specific heirs, such as biological children. Here are steps to help: 1. Create a Detailed Will Specify exact amounts or assets for each heir, including your spouse, children, […]
Is Drinking Coffee Good or Bad for Your Health?
Drinking the right amount of coffee (typically 2 to 3 cups per day) has been associated with several health benefits, according to studies published by reputable organizations like Johns Hopkins Medicine, Mayo Clinic, Cleveland Clinic, and Harvard T.H. Chan School of Public Health. Here are some of the top benefits: […]
How to Find the Right Real Estate Agent When Downsizing for Retirement
To find a good real estate agent when downsizing and moving to another state for retirement, and to ensure they prioritize your needs, here are some strategies and tips: 1. How to Find a Good Real Estate Agent Research Online Reviews and Testimonials: Look for agents who specialize in relocation […]