World Health Day is observed every year on April 7 to mark the anniversary of the founding of the World Health Organization (WHO) in 1948. Each year, the WHO selects a theme to spotlight critical public health concerns—from mental health to universal healthcare access—encouraging countries around the world to take […]
Medicare & Medicaid
Natural Disasters May Grant Special Enrollment Relief for 65-Year-Olds Missing Medicare Deadlines
In the wake of natural disasters—including events such as Hurricane Helene and the wildfires that have impacted Los Angeles—many seniors who turned 65 and missed their initial Medicare enrollment window are seeking clarity on their options. Fortunately, affected individuals might be eligible for a Special Enrollment Period (SEP) that can […]
Medicare in 2025: Understanding Premium Increases, COLA Impacts, and Budgeting Tips for Seniors
Medicare Part B Premium and Deductible Increases Standard Monthly Premium Increase: For 2025, Centers for Medicare & Medicaid Services (CMS) projections suggest that the standard monthly premium for Medicare Part B will rise by roughly $15 per month – moving from about $174.70 in 2024 to around $190.50. (Keep in […]
Congress Must Act by March 31 to Save Telehealth Benefits
The telehealth program, which has been a vital lifeline for millions of Medicare patients since 2020, is set to expire on March 31 unless Congress acts to extend it. This deadline is crucial, as it means that without timely legislative intervention, the benefits that have allowed older adults, rural residents, […]
Understand Medicaid
Medicaid is a joint federal and state program that provides health coverage to eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities. It is designed to assist those who have limited income and resources, offering benefits not normally covered by Medicare, such as nursing home care and […]
Navigating Rising Medicare Part D Drug Costs
Strategies for Seniors Amid 2025 Medicare Part D Changes In 2025, Medicare Part D enrollees are facing significant shifts in prescription drug costs, with reports indicating that prices for certain medications have nearly doubled. This surge poses a substantial financial challenge for retirees and seniors, especially those managing multiple prescriptions […]
Common Mistakes Retirees Make When They Qualify for Medicare
Retirees often make mistakes when first qualifying for Medicare because of confusion and lack of understanding about the enrollment process, coverage options, and timelines. Below are detailed reasons for common mistakes and suggestions for avoiding them: 1. Not Signing Up During the Initial Enrollment Period (IEP) Why It Happens: Many […]
Eliminating Medical Debt with Dollar For: A Lifeline for Seniors Facing Financial Struggles
Medical bills can pose an overwhelming burden, especially for seniors and individuals living on a fixed income. Unexpected health emergencies or chronic conditions can quickly escalate into unmanageable financial crises. Fortunately, organizations like Dollar For exist to alleviate this strain. Dollar For is a national nonprofit that specializes in helping […]
Key Medicare Changes to Watch for in 2025
In 2025, several important changes to Medicare will take effect, significantly affecting retirees. These changes include modifications to Medicare Part D, the introduction of out-of-pocket spending caps, new rules regarding weight loss drugs, updates to Medicare Advantage, and new benefits for family caregiver services and mental health providers. Here’s a […]
Medigap: Medicare Supplement Insurance
Medigap is a supplemental insurance policy that helps cover some of the healthcare costs not covered by Medicare, such as deductibles, copayments, and coinsurance. These policies are sold by private insurance companies and are meant to complement your Medicare Part A (hospital insurance) and Part B (medical insurance). Here’s a […]