When determining the optimal time to claim Social Security, most individuals strive to maximize their retirement income. However, despite the potential for higher benefits, the majority of individuals claim their benefits before turning 70. According to the Social Security Administration (SSA), less than 10% of the roughly 3.4 million people […]

Social Security plays a vital role in the financial security of more than 67 million Americans, especially older individuals. Census Bureau data reveals that: For over half of households led by someone aged 65 or older, Social Security provides at least 50 percent of their income. In one out of […]